Does Your Insurance Sufficiently Cover Your Pet Care Business’ Growing Risks?

Owning and operating a pet care business presents unique challenges. While you face the same risks as other small businesses like a cyber breach or natural disasters, you may also find yourself in situations that are highly specific to your industry. From kennel cough spreading throughout your operation, to a dog being injured during grooming, potential risks and liabilities are growing due in part to the pandemic-related pet adoption surge. As more and more people seek care for their pets, pet businesses will need more specialized insurance coverage to protect their businesses with increasing client rosters.

That’s where Chubb comes in. Chubb is the world’s largest publicly traded P&C insurance company and the leading commercial lines insurer in the U.S, with operations in 54 countries and territories. Its Small Business Insurance offers a robust solution specifically designed for businesses in the pet care industry. Whether you’re operating a grooming business, pet day care, training facility, or a pet cemetery, Chubb’s pet business insurance provides peace of mind with its tailored coverage. Chubb not only covers the pets you care for but also your clients, your employees, and your facilities.

What would happen to your pet business if it were faced with a situation like these?*

At the Groomers

During a routine dog grooming appointment, one of the groomers accidentally cut Rusty’s nails too short, resulting in an infection and an expensive vet visit. The pet groomer’s professional liability insurance helped to pay for the client’s urgent care expenses.

Doggy Daycare Dropoff

While on his way to drop off his German Shephard at Happy Dawgs pet daycare, Owen slipped and fell on a patch of ice outside the front door of the business. Owen was injured and sued Happy Dawgs for damages. The pet daycare business had general liability insurance, which covered settlement amounts and attorney’s fees.

Fire Alarm

When a fire burned down her pet boutique, Amy was at risk of losing months of revenue while still having to meet payroll obligations. Her business interruption policy was able to help her pay herself and her employees until the store was rebuilt and up and running again.

Kennel Cough

Molly received a call on vacation that her Sheepadoodle had come down with kennel cough at the pet boarding facility. Luckily, the business had insurance that covered Molly’s veterinarian expenses and costs for cleaning of the facility.

Whether you’re a dog trainer, a pet sitter, or a pet food company, now is the time to evaluate your insurance to make sure you have sufficient coverage.

Visit Chubb’s Pet Business Insurance page today to get a quote and learn how Chubb can better protect your business from the unexpected.

*The claim scenarios described here are intended to show the types of situations that may result in claims. Whether or to what extent a particular loss is covered depends on the facts and circumstances of the loss and applicable policy language.